that
Moves.
A US dollar account in your own name. Get paid from abroad, hold dollars, cash out to PKR when you choose.
Join the Handle
Movement .
Receiving money from abroad
Get US dollar account details in your own name in minutes. Share them with clients or platforms, keep what you earn in dollars, and cash out to any Pakistani bank when you choose.
Spend your Money your way
Coming soon: a card that spends straight from your dollar balance, online and in store. Set limits, freeze it in a tap, and track every payment.
Money between friends should feel invisible
Shake and add your friends on handle initiate or request a payment, Create groups, split bills and pay casually never talk about it.
Make money quietly
See available riba-free savings vaults, activate savings on your available assets, and remember wealth generation is a marathon, not a race.
Your money stays yours.
HandlePay is built so
only you can move
your money.
HandlePay is self-custodial. Your dollar account is in your name, and only you can move your money. HandlePay can't freeze it, hold it back or move it for you.
Transparency
Receiving by ACH or wire costs $0.50 plus 0.2%, and cashing out to PKR costs 0.5% at the Google rate. Your first year is free, then $25 a year.
Built with institutional
risk controls.
Passkey sign-in on your phone, a one-time identity check with your CNIC or passport, and regulated services from licensed partners.
HandlePay
is live
Get US dollar account details in your own name in a few minutes. Download the app to start receiving USD.
Guides for getting paid
from Pakistan
How to Withdraw Money From Fiverr in Pakistan (2026): Fees and Timing
Every Fiverr payout in Pakistan runs through Payoneer. Here's each route, what Fiverr and Payoneer charge, and the rupees that reach your bank from a $500 order.
nsave in Pakistan (2026): Fees, Plans, Zindigi and Alternatives
nsave gives Pakistani freelancers free US ACH details, but its plans changed in 2026 and PKR payouts take 1 to 3 business days. What it costs and how it compares.
Payoneer Fees in Pakistan (2026): What You Pay on $100, $500 and $1,000
Payoneer takes 1% when a client pays you, 1.2% to 4% when you withdraw to rupees, and $29.95 a year if you receive under $6,000. Here's what that costs on a real payment.
Frequently
Asked
Questions
HandlePay is a dollar account app for Pakistan. You get US account details in your own name, receive USD from clients and platforms, hold it in dollars and cash out to any Pakistani bank when you choose.
Yes. You sign up in the HandlePay app from Pakistan and get US account details in your own name. Sign-up takes a few minutes.
Share your HandlePay US account details with your client or platform. Payments arrive by ACH or SWIFT into your dollar balance. Payment links for clients who pay by card are coming soon.
Choose cash out in the app, enter the amount and send PKR to any Pakistani bank account. You decide when to convert, so you can keep your money in dollars until the rate suits you.
Yes. You can send dollars to any @handle for free.
No. HandlePay is a non-custodial financial software provider. Regulated financial services are delivered by licensed third-party partners.
No. HandlePay (handlepay.io) is a dollar account app for Pakistan. HandlPay and the HANDL token are a different brand with no link to us.
HandlePay has no token. HANDL and HandlPay are a different company.
No. HandlePay is non-custodial. Your dollar account is yours, and only you can move your money.
No. HandlePay is self-custodial, so only you can move your money. HandlePay can't freeze it, move it or hold back a withdrawal.
Only you. Every payment and cash-out is approved with your passkey on your phone. HandlePay can't approve one for you.
With a passkey, the same face or fingerprint unlock you use on your phone. There's no password to steal and nothing to write down.
Install HandlePay on your new phone and sign in with your email and passkey. Your account and your money are still there.
HandlePay doesn't hold your money. It stays under your control, and only you can move it.
Yes. Cash out to any Pakistani bank whenever you choose, at the Google rate with a 0.5% fee. There's no daily or monthly cash-out limit.