Safety

Is HandlePay safe?

HandlePay is self-custodial. Only you can move your money, and HandlePay can't freeze it or move it for you. Here's how that works.

USD account

In your name.
Held in dollars.
Withdraw to PKR
when you choose.

  • ACH
  • SWIFT
  • Free @handle to @handle
The HandlePay app showing your USD account with ACH, Wire and SWIFT details

Is HandlePay safe to use?

Updated

Yes. HandlePay is self-custodial, so only you can move your money, and HandlePay can never freeze it, move it or take it. You sign in with a passkey instead of a password, your account is verified once with your CNIC or passport and a selfie, and regulated financial services are delivered by licensed partners.

How it works

What keeps your money yours

Lost your phone?

How you get back into your account

  1. Install HandlePay

    Download HandlePay on your new phone from the App Store or Google Play.

  2. Enter your email

    Use the email address on your HandlePay account.

  3. Confirm with your passkey

    Confirm it is you with your passkey, the same way you sign in.

  4. Carry on

    Your account and your money are where you left them.

Watch out for lookalike names

HandlePay is handlepay.io. It is not HandlPay or the HANDL token, which are different companies. HandlePay has no token.

Free for your first year

Claim your USD account for free

US account details in your own name, ready in a few minutes. Your first year is free, then $25 a year.

  • ACH details for clients in the US
  • SWIFT details for clients worldwide
  • Receive up to $1M per payment
Claim your free USD account

Ready in a few minutes

FAQ

Questions people ask

Can HandlePay freeze my account?

No. HandlePay is self-custodial, so only you can move your money. HandlePay can't freeze it, move it or hold back a withdrawal.

Who can move the money in my account?

Only you. Every payment and cash-out is approved with your passkey on your phone. HandlePay can't approve one for you.

What do I need to verify my identity?

Your CNIC (front and back) or your passport, and a selfie. You do it once, in the app.

What happens to my money if HandlePay shuts down?

HandlePay doesn't hold your money. It stays under your control, and only you can move it.

Is HandlePay a bank?

No. HandlePay is a non-custodial financial software provider. Regulated financial services are delivered by licensed third-party partners.

Is HandlePay the same as HandlPay or HANDL?

No. HandlPay and the HANDL token are different companies. HandlePay is handlepay.io and has no token.

Keep reading

HandlePay
is live

Get US dollar account details in your own name in a few minutes. Download the app to start receiving USD.

Two phones showing the HandlePay app